Visa
Provide global acceptance across millions of merchants with enhanced security features and customizable controls.
Mastercard
Offers worldwide supplier payments with interchange optimization and specialized B2B programs.
UATP
Our partnership with UATP offers extensive airline acceptance (400+ airlines) and allows cards to be accepted at low cost carriers.
Closed-Loop
Our proprietary solution enables payments between ConnexPay clients at significantly reduced costs while maintaining detailed reconciliation capabilities.
Choose from Virtual Cards Across Brands, Currencies, and Card Types
Multiple Card Brands
Access the full spectrum of payment networks through our diverse portfolio including
- Mastercard
- Visa
- UATP
- ConnexPay's Closed Loop
Each offering is engineered to maximize acceptance and optimize economics based on your specific supplier relationships.
Multi-Currency Issuing
Navigate global markets seamlessly with virtual cards issued in four core currencies that eliminate conversion costs and improve authorization rates. Our multi-currency capabilities ensure you always pay suppliers in their preferred currency.
- USD & CAD: Complete North American coverage
- GBP & EUR: Comprehensive European solutions
Flexible Card Types
Deploy the optimal virtual card format for every payment scenario, whether one-time purchases or ongoing supplier relationships. Our platform intelligently matches card types to your specific payment needs.
- Single-Use Cards: One-time precision payments
- Multi-Use Cards: Ongoing supplier relationships
- Specialized Programs: Industry-specific solutions
Advanced API Integration
Deploy virtual cards programmatically with our developer-friendly APIs that support both PayIn and PayOut operations. Full documentation, sandbox testing, and expert implementation support ensure rapid time-to-market.
Real-Time Card Issuance
Issue virtual cards instantly through our API with secure tokenization and immediate availability for supplier payments.
Create virtual cards in milliseconds with complete programmatic control over card parameters, limits, and authorization rules. Track the entire payment lifecycle through webhooks that deliver real-time status updates for every transaction stage.
Intelligent PayOuts (IPO)
Optimize payment acceptance and costs with our smart routing technology.
Our Intelligent PayOuts (IPO) decisioning engine automatically determines the optimal card brand, type, and parameters to maximize supplier acceptance and enhance rebates. Dynamic routing logic adapts to your payment patterns while providing complete visibility through detailed analytics.
Developer-Friendly Tools
Reduce integration time with comprehensive SDK implementations and flexible webhook notifications.
Implement ConnexPay's solution faster with our SDK options for web and mobile platforms, supporting Apple Pay, Google Pay, and standard card transactions. Configure webhook notifications to trigger your systems based on payment events, ensuring your applications stay in sync with payment status changes.
Enhanced Security Controls
Protect your payments with advanced security features and customizable control settings. Configure detailed authorization parameters including MCC restrictions, transaction limits, and geographical controls to ensure cards are only used as intended. Leverage our fraud monitoring platform to identify suspicious patterns and prevent unauthorized usage across your payment ecosystem.
Advanced Virtual Card Issuing Features
Gain unprecedented control and flexibility with ConnexPay's suite of advanced virtual card capabilities designed to optimize your payment operations and supplier relationships.
Intelligent PayOuts (IPO)
Automatically determine the optimal card type for each supplier payment, analyzing over 20 variables to maximize acceptance rates and rebate potential. IPO leverages our continuously updated supplier database to route payments through the most advantageous network for each specific transaction.
Client Decisioning
Take control of authorizations with our VCC decisioning, allowing your team to review and approve card auths in real-time based on your business rules. This advanced capability provides ultimate transaction oversight while maintaining the security and efficiency of our virtual card platform.
Robust Card Controls
Configure precise spending parameters for every card issued, including customizable limit windows, maximum spend thresholds, authorized merchant categories, and specific merchant allowlists or blocklists. These granular controls enable you to enforce spending policies while providing flexibility for legitimate business transactions across your organization.