ACCEPT & ISSUE PAYMENTS

Get Lower Merchant Fees & Higher Card Rebates

ConnexPay is the first and only company to connect incoming customer payments with outgoing supplier payments inside a single platform, all in real time, with no lines of credit or upfront reserves required.

Key benefits =

Improved financials

  • Lower merchant processing fees – guaranteed
  • Increased revenue with virtual card rebates
  • No upfront reserves or lines of credit required
  • No processing caps or financial commitments
  • Immediate access to funds

Greater efficiency

  • Rapid implementation with no setup fees
  • Automated reconciliation, with every customer transaction tied to its supplier payment as well as any refunds or voids
  • Make supplier payments by virtual card, credit card, or ACH
  • Accept customer payments by credit card (Visa, MasterCard, American Express, Discover), ACH, Apple Pay, Google Pay, etc.

Modern technology

  • Easy API documentation
  • Webhooks to notify you of transaction-related events
  • SDKs to ease the integration of payment acceptance on your website

Here’s how it works =

1

Accept Payments

Accept customer payments
(the sale)

2

Run Fraud Analysis

Run fraud analysis with AI & dynamic rules for payments

3

Receive Authorization

Customer payments are authorized & funds immediately available

4

Pay Suppliers

Generate real-time payments to suppliers
(the purchase)

5

Get Profit

Funds are used for issuing future payments, or you can request that funds are deposited into your checking account

Real-Time Process

Here’s how it works =

1

Accept Payments

Accept customer payments
(the sale)

2

Run Fraud Analysis

Run fraud analysis with AI & dynamic rules for payments

3

Receive Authorization

Customer payments are authorized & funds immediately available

4

Pay Suppliers

Generate real-time payments to suppliers
(the purchase)

Real-Time Process
5

Get Profit

Funds are used for issuing future payments, or you can request that funds are deposited into your checking account

1. Accept customer payments

Take control of the consumer experience.

Being the merchant of record for your customers gives you control, insight, and protection. Control over pricing and customer experience, insight into payment operations like refunds and returns, and protection against fraud loss and chargeback abuse.

Get lower merchant fees — guaranteed.

ConnexPay fundamentally de-risks the payment process. Less risk equals less cost. With ConnexPay, these savings are passed to you.

2. Run fraud analysis with AI dynamic rules

Integrated state-of-the-art fraud prevention for every transaction.

Integrated state-of-the-art fraud prevention for every transaction.


Everyone likes a freebie, especially when it’s fraud protection. ConnexPay partners with a best-in-class fraud solution from Kount, an Equifax Company.

With Kount’s technology integrated into ConnexPay at no additional charge, every transaction is scored by Kount’s AI for fraud insights and machine learning technology before being cleared for processing. Plus, you have the option to include more value-added services from Kount for a nominal fee.

3. Authorize payments & receive immediate access to funds

With one integration, accept debit and credit cards and immediately use those funds to send supplier payments without waiting for settlement or needing prepayment.

4. Pay suppliers in real time

ConnexPay’s patent-pending Intelligent Purchases Routing technology chooses and automatically issues the type of card to provide the maximum rebate, which increases your revenue share on each supplier payment and boosts your cash flow to support growth.

5. Profit deposited to your account

There’s no waiting to access your profit on each transaction. As part of ConnexPay’s daily settlement process, you’ll receive your profit each day, which can remain in your ConnexPay account for future supplier payments or be transferred to your bank account.
Your profit, your choice.

The support you need at your fingertips

Chargeback management system

ConnexPay’s Chargeback Management System is a proprietary product developed with simplicity in mind. The user-friendly interface provides a necessary view of the original transaction history, all supporting chargeback documentation, and also ties to the virtual card history to show a holistic view of the payment life cycle in order to manage chargebacks efficiently.

Reconciliation Done For You

Because all incoming and outgoing transactions are housed under the ConnexPay system, we match every customer transaction to its supplier payment for you as well as any refunds or voids.

Dashboard views to monitor payments

Visually track everything needed in an easy dashboard to ensure your business is running the way you expect. With performance data and analytics shown graphically, build your strategy efficiently and position your business for growth.

Payment card industry data security standard

ConnexPay shows its commitment to security by exceeding the requirements of the PCI Standard. Be confident with every payment when you partner with ConnexPay.

Further reading

Video: ConnexPay overview

How to prevent chargebacks

Best practices for card-not-present transactions

Reduce risk, save money, and generate cash to invest in growth.

Privacy Policy - © 2022, ConnexPay LLC. All Rights are Reserved.
ConnexPay is a registered ISO/MSP of The Central Trust Bank and MVB Bank.