ACCEPT & MAKE PAYMENTS

Modern, Flexible, All-in-One Payments Platform

ConnexPay is the first and only company to connect incoming customer payments with outgoing supplier payments inside a single platform, all in real time, with no lines of credit or upfront reserves required.

Key benefits =

Improved financials

  • Lower merchant processing fees – guaranteed
  • Increased revenue with virtual card rebates, an average 10% uplift through our proprietary Intelligent PayOuts machine learning technology
  • No upfront reserves or lines of credit required
  • No processing caps or financial commitments
  • Immediate access to funds
  • Make payments in some of the world’s leading currencies, such as USD, EUR, GBP, CAD

Greater efficiency

  • Rapid implementation through easy API integration or portal
  • Automated reconciliation, with every customer transaction tied to its supplier payment as well as any refunds or voids
  • Issuer of both Visa and Mastercard through direct brand agreements
  • Make supplier payments by virtual card, physical card, ACH, or push to card payouts (adding funds to a recipient’s debit card or prepaid card)
  • Accept customer payments by credit card (Visa, MasterCard, American Express, Discover), ACH, Apple Pay, Google Pay, etc.

Modern technology

  • Easy API documentation
  • Webhooks to notify you of transaction-related events
  • SDKs to ease the integration of payment acceptance on your website

Here’s how it works =

1

Accept
Payments

Accept customer payments (pay in)

2

Run Fraud
Analysis

Run fraud analysis with AI & dynamic rules for payments

3

Receive
Authorization

Customer payments are authorized & funds immediately available

4

Pay
Suppliers

Generate real-time payments to suppliers (pay out)

5

Get
Profit

Funds are used for issuing future payments, or you can request that funds are deposited into your checking account

Real-Time Process

Here’s how it works =

1

Accept
Payments

Accept customer payments (pay in)

2

Run Fraud
Analysis

Run fraud analysis with AI & dynamic rules for payments

3

Receive
Authorization

Customer payments are authorized & funds immediately available

4

Pay
Suppliers

Generate real-time payments to suppliers (pay out)

Real-Time Process
5

Get Profit

Funds are used for issuing future payments, or you can request that funds are deposited into your checking account

1. Accept customer payments

Take control of the consumer experience.

Being the merchant of record for your customers gives you control, insight, and protection. Control over pricing and customer experience, insight into payment operations like refunds and returns, and protection against fraud loss and chargeback abuse.

Get lower merchant fees — guaranteed.

ConnexPay fundamentally de-risks the payment process. Less risk equals less cost. With ConnexPay, these savings are passed to you.

2. Run fraud analysis with AI dynamic rules

Integrated state-of-the-art fraud prevention for every transaction.

Integrated state-of-the-art fraud prevention for every transaction.


Everyone likes a freebie, especially when it’s fraud protection. ConnexPay partners with a best-in-class fraud solution from Kount, an Equifax Company.

With Kount’s technology integrated into ConnexPay at no additional charge, every transaction is scored by Kount’s AI for fraud insights and machine learning technology before being cleared for processing. Plus, you have the option to include more value-added services from Kount for a nominal fee.

3. Authorize payments & receive immediate access to funds

With one integration, accept debit and credit cards and immediately use those funds to send supplier payments without waiting for settlement or needing prepayment.

4. Pay suppliers in real time

ConnexPay’s patent-pending Intelligent PayOuts technology chooses and automatically issues the type of card to provide the maximum rebate, which increases your revenue share on each supplier payment and boosts your cash flow to support growth. Our clients receive an average 10% uplift on rebate through this proprietary machine learning technology.

5. Profit deposited to your account

There’s no waiting to access your profit on each transaction. As part of ConnexPay’s daily settlement process, you’ll receive your profit each day, which can remain in your ConnexPay account for future supplier payments or be transferred to your bank account.

Your profit, your choice.

More features and functionality

Chargeback management system

ConnexPay’s Chargeback Management System is a proprietary product developed with simplicity in mind. The user-friendly interface provides a necessary view of the original transaction history, all supporting chargeback documentation, and also ties to the virtual card history to show a holistic view of the payment life cycle in order to manage chargebacks efficiently.

Fraud prevention

State-of-the-art fraud prevention through Kount, an Equifax company, is seamlessly integrated into the ConnexPay platform for each incoming transaction, at no additional cost.

Dashboard views to monitor payments

Visually track everything needed in an easy dashboard to ensure your business is running the way you expect. With performance data and analytics shown graphically, build your strategy efficiently and position your business for growth.

Payment card industry data security standard

ConnexPay shows its commitment to security by exceeding the requirements of the PCI Standard. Be confident with every payment when you partner with ConnexPay.

Visa Service Providers Badge

Further reading

News: ConnexPay named to 2023 Inc. 5000 list of fastest-growing companies in America

Video: ConnexPay overview

ConnexPay Corporate Video

Reduce risk, save money, and generate cash to invest in growth.

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